CPV Full Form: Contact Point Verification in Banking, Lending, and Merchant Onboarding
The CPV full form is Contact Point Verification: a check that a customer, borrower, or merchant actually lives or operates at the address they…
Re-KYC Explained: RBI Periodic Update Rules, Customer Routes, and How Lenders Automate It
Re-KYC is the periodic updating of a customer’s KYC records that banks and other regulated entities must carry out under RBI’s KYC…
MCA Company Search: How to Read Company Master Data and Spot Red Flags
An MCA company search is done on mca.gov.in through MCA Services, Master Data, then “View Company/LLP Master Data”. Log in, enter…
The PAN Alternative, Its Form 97 Successor and What Lenders Must Verify
Form 60 is the declaration a person without a Permanent Account Number (PAN) files when entering a transaction that otherwise requires PAN,…
GST Number Search by Name: How to Find and Verify a GSTIN Correctly
A GST number search by name is not offered on the official GST portal. As of October 2026, gst.gov.in’s Search Taxpayer lets you search…
DPDP Act for Fintechs: Data Fiduciary Duties in KYC, Onboarding and Lending
Financial services run on personal data. A single loan application can involve identity documents, bank transactions, credit history, device…
Ultimate Beneficial Owner (UBO) in India: Thresholds, Identification, and Verification for KYB
When a company opens an account, applies for a loan, or joins a payments platform, the entity on the form is rarely the whole story. Behind it…
CKYCRR Explained: What a “CKYCRR Record Fetched” Message Means and How Regulated Entities Should Use It
Millions of Indians receive an SMS saying their KYC record was uploaded, updated or “fetched” from CKYCRR, often without having…
GST Verification API for NBFCs and Lenders: Complete Guide
A GST verification API helps NBFCs and lenders verify whether a business’s GSTIN is valid, active, and linked to the applicant. For…
MSME Verification API: Udyam Registration Guide
India’s MSME sector is the largest addressable segment for business lending by borrower count, and it runs on a single registration…