The PAN Alternative, Its Form 97 Successor and What Lenders Must Verify
Form 60 is the declaration a person without a Permanent Account Number (PAN) files when entering a transaction that otherwise requires PAN,…
DPDP Act for Fintechs: Data Fiduciary Duties in KYC, Onboarding and Lending
Financial services run on personal data. A single loan application can involve identity documents, bank transactions, credit history, device…
PCI DSS: The Standard That Protects Every Card Payment
Every time a card payment is made, sensitive cardholder data flows through a chain of systems: the merchant, the payment processor, the…
FATCA and CRS: The Global Machinery of Tax Transparency
Money hidden offshore has long been a problem for tax authorities, with accounts held in foreign jurisdictions, beyond the reach of a person’s…
The Regulatory Sandbox: Where Financial Innovation Meets Careful Supervision
Financial regulation faces a genuine dilemma when confronted with innovation. Rules written for established products can inadvertently block…
CKYC Registry in India: What CKYC 2.0 Means for Banks, NBFCs, and Fintechs
A customer completes full KYC at a bank. Three months later, the same customer applies for a loan at an NBFC. The process restarts from zero:…
Aadhaar Masking: The UIDAI Rule Most Fintechs Still Get Wrong
Open the KYC archive of a typical Indian fintech, and you will find thousands of Aadhaar images with all twelve digits visible. Each one is a…
What are STOs? Regulations, Investor Verification & Compliance Challenges (2026 Guide)
Security Token Offerings (STOs) allow companies to raise capital by issuing blockchain-based tokens that represent real, regulated assets such…
India RegTech and Fintech Compliance Glossary 2026: 60 Essential Terms Explained
RegTech Glossary India is a comprehensive reference guide for fintechs, NBFCs, compliance professionals, developers, and product teams working…
KYC for Crypto and VDA Platforms in India: FATF Compliance and FIU-IND Obligations in 2026
KYC for Crypto India is now a core compliance requirement for Virtual Digital Asset (VDA) platforms operating under PMLA and FIU-IND…